Manager – Credit Risk Management

Job Description

Work Location Options :

Hybrid

You Lead the Way. Weve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, youll learn and grow as we help you create a career journey thats unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, youll be recognized for your contributions, leadership, and impactevery colleague has the opportunity to share in the companys success. Together, well win as a team, striving to uphold our and powerful backing promise to provide the worlds best customer experience every day. And well do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How will you make an impact in this role?

The Credit and Fraud Risk team is seeking a manager with a primary focus on Card Lending products (Revolve and Installment). The successful candidate will be a key contributor to drive improvements within American Expresss Consumer and Commercial card risk lending strategies and customer experiences.

You will be exposed to stimulating challenges and opportunities to drive impactful change in an environment focused on innovation within a high growth market, and region for American Express.

Job Responsibilities (Essential Functions) :

• Collaborate on the design, development, implementation, and monitoring of novel risk strategies and initiatives for the Japan Lending portfolio to profitably grow the business.
• Develop strong relationships with colleagues from the Central Risk Management organization, as well as Operations, Product , Marketing,and external partners to drive enterprise wise success for the market, developing a holistic understanding of the enterprise.
• Closely monitor key lending credit performance metrics, and the implications on trends, diagnosing problems and identifying opportunities.
• Support product, and marketing partners on optimizing profit by balancing growth and credit risk
• Passion to deeply understand the market landscape, regulator requirements, and competitor practices and seek opportunities for innovation.
• Develop expert knowledge of American Express systems and infrastructure, and leverage this knowledge to define solutions.
• Take your part in fostering an inclusive, engaging and open culture within your team and beyond. We win as a team.

Critical Factors to Success :

Qualifications :

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include :

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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