Job Advert Details
Role Purpose :
- Evaluate, provide advice and guidance on, approve and recommend Corporate / Bank / Non-Bank Financial Institution / Securities transactions and annual reviews in a manner which safeguards the bank’s capital and reputation while contributing to its growth aspirations
- Manage traded credit / market risk tasks under guidance from regional risk teams
- Conduct sustainability risk reviews for recommendation to regional Sustainability & Reputational Risk
- Proactively monitor the quality of the credit portfolio and assist businesses to identify potential problem accounts and establish appropriate action strategies
Principal Accountabilities :
Identify emerging risks through Portfolio Management strategies and initiate mitigation strategiesMaintain Non-Performing Advances (NPAs) and Impairment Provisions within acceptable normsAdoption of Group / Regional policies and guidance, and ensure that they are consistently appliedPromote sound asset quality of Japan’s portfolio and safeguard the Bank from potential credit lossesPromote a forward-looking view of risk within the organizationProvide Head of Wholesale Credit Risk (HoWCR) with credit related risk updates to be presented in risk management meetings and related governance forumsBuild effective relationships with businesses and regional riskAssist in the development of businesses skill base, as well as promote understanding of risk policyPrepare external / internal reports and / or presentations to regulators and internal stakeholdersWork effectively with the Risk team as well as business / product / functional teamsSupport HoWCR to achieve effective implementation of Risk and / or Group strategyAssist HoWCR to establish / monitor Strategic Plan, Risk Appetite, and other initiatives and key issuesContribute by participating and completing Risk related projectsTimely respond to businesses in line with SLA’s and specific business needsMaintain HSBC’s high internal control standards and ensure that financial / non-financial risks are properly monitoredAdequately identify, assess, mitigate and control operational risks within the Wholesale Credit Risk approval teamUnderstand various credit systems, and engage in the implementation and / or testing for upgradesInformation
At least 5~10 years of experience in credit risk management, financial analysis and corporate / commercial banking with strong knowledge of Bank productsWorking knowledge of traded credit and market riskExperience in managing internal and / or external auditsGood communication and interpersonal skills, including the capacity to clearly articulate reasons for approval / recommendationStrong language skills in both Japanese (native) and English (fluent) to manage communication with stakeholders and regulatorsUnderstand and interpret complex business requirementsProven ability to prioritise competing demandsDemonstrated the ability to assess risk trends across industries and countriesProfessional qualifications in accounting or credit analysis are preferable