FinTech Research & New Business Development - Financial Business Supervisory Department (FBSD)

Description

:Business Overview

Rakuten Group provides more than 70 services in a wide range of fields, including e-commerce, travel, digital content, and other Internet services in Japan and overseas, as well as financial services such as credit cards, banking, securities, electronic money, and smartphone app payments, mobile services such as mobile carrier services, and professional sports. By organically linking these services through a membership system centered on Rakuten members, Rakuten has created a unique “Rakuten ecosystem” that is unlike any other.

*Our Businesses Key Figures

Department Overview

The Financial Business Supervisory Department formulates and executes strategic initiatives to promote growth and innovation in Rakuten’s financial business, and oversees and supports risk management and compliance systems across the financial business, thereby realizing sustainable and stable business operations.

Position:

Why We Hire

Rakuten's financial business is constantly required to innovate as technology evolves and the market changes. In this position, we are looking for motivated personnel who can plan and promote next-generation strategies based on domestic and international FinTech trends and competitive analyses in order to accelerate strategic growth of the financial business.

Attractive
- Charm of business or organization phase
We cover all FinTech services, have relationships with all FinTech businesses, and consider medium- to long-term Group-wide FinTech strategies

- The appeal of discretionary rights and organizational cultures
In a department where human resources with various financial backgrounds gather, we carry out business freely and openly

- Career Steps (Getting Skills and Career Paths)
As it covers all of banking, securities, cards, payments, and insurance, not specific finance, it can play a role as a holding, and it will be a career that leads to each financial business

- Differentiation from competitors (this business × attractiveness utilizing Rakuten G resources)
Collaboration with not only financial businesses but also businesses such as shopping, travel, entertainment, and telecommunications

Position Details

As a strategic officer of the Financial Business Supervisory Department , we would like you to be in charge of the following operations.

Development and promotion of FinTech's next-generation strategy
- Global and domestic FinTech trends research and analysis:
Continuously investigate the latest technologies, business models, regulatory trends, etc., and identify impacts and opportunities for Rakuten FinTech business

- Competition Analysis and Strategic Implications:
Develops strategic ideas that contribute to building Rakuten's advantage by deeply analyzing the strategies, products, and customer trends of domestic and overseas telecommunications FinTech Groups and major competitors

- Pitch and Proposal for Next-Generation FinTech Strategies:
Based on surveys and analyses, innovative strategies that will shape the future of Rakuten FinTech Company are specifically formulated and proposed through presentations to management

- New Business/Service Planning Support:
Supports planning and feasibility study of specific new businesses and services based on the strategy formulated

Work Environment

Background of Mid-career Employees
People who have experienced each financial business such as banks, securities, insurance, cards, payment business

Career path of mid-career employees who are active
As the new department was established in April 2025, the actual career paths will be seen in the future

Mandatory Qualifications:

If you have any of the following experiences (approximately 1-3 years)
- Experience in strategic consulting firms or as a research analyst, etc.
- Experience in research and analysis in the corporate planning department of a business company and in the new business development department
- Experience in market research, competitive analysis, and strategic planning in the financial industry

Desired Qualifications:

- Fundamental knowledge on strong interest in and interest in the fintech field, and the latest technological trends (AI, blockchain, etc.)
- Advanced utilization skills of data analysis tools (Excel, etc.) and presentation tools (PowerPoint, etc.)

The image of the staff we want
- Logical thinking and analytical Skills: Ability to structure complex information, identify issues, and draw logical conclusions based on data
- Survey/Information Gathering Skills: Ability to actively collect information on unknown fields and complex themes, dig deep, and understand
- Communication Skills: Ability to communicate smoothly with various stakeholders, including management, to clearly communicate one's thoughts, and to negotiate and coordinate