Backend Architect Pay&Card Tech

Binance is a leading global blockchain ecosystem behind the worlds largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300 million people in 100 countries for our industry-leading security user fund transparency trading engine speed deep liquidity and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education research payments institutional services Web3 features and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.

About the Team

The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally. Binance Pay is a cutting-edge payment solution that enables users to send receive and pay with crypto seamlessly. Join us to be part of a dynamic team driving the future of digital payments and financial technology.

Role Overview

As a Backend Architect on the Pay&Card Team you will be responsible for architecting and building card-related systems end to end. You will work closely with cross-functional teams to design scalable secure and compliant infrastructure that supports card systems and lifecycle management.

Responsibilities

• Architect build and maintain backend systems for card issuing and card lifecycle management

• Lead the technical design and implementation of card certification processes (Visa MasterCard Apple Pay / Google Pay onboarding programs)

• Define and drive the system architecture service boundaries and integration patterns for card platform services

• Ensure system reliability scalability and compliance with payment network standards

• Collaborate with product compliance and engineering teams to translate business requirements into technical specifications

• Establish engineering best practices code quality standards and technical documentation for the team

• Work hands-on this is a builder role not a pure advisory position

Requirements

• 8 years of backend engineering experience with strong Java / Spring expertise

• Direct experience building or maintaining a card system

• Experience with card certification processes and/or card onboarding programs

• Strong system design and architecture skills with experience in distributed systems and high-throughput payment infrastructure

• Understanding of card network standards payment flows and compliance requirements

Preferred Qualifications

• Experience at a fintech startup or crypto company that has issued cards

• Familiarity with card lifecycle management tokenization and payment gateway integrations

• Experience working in agile fast-paced environments with short release cycles

Why Binance

Shape the future with the worlds leading blockchain ecosystem

Collaborate with world-class talent in a user-centric global organization with a flat structure

Tackle unique fast-paced projects with autonomy in an innovative environment

Thrive in a results-driven workplace with opportunities for career growth and continuous learning

Competitive salary and company benefits

Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)

Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.

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We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.

Required Experience:

Staff IC

Employment Type : Full-Time
Experience: years
Vacancy: 1